As a high rated borrower Henkel is able to raise funds by all available options. Bonds serve for long-term financial sourcing. The short- to medium-term need is covered by commercial paper. Bank loans are basically used in countries in which a central financing of affiliated companies is restricted or unfavorable, e.g. because of tax issues.

The following table shows the different funding sources available to Henkel, as well as their used and total volume.

The following graph shows the development of interest bearing debt.